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Your continued use of the website after posting of any changes to our Terms and Conditions constitutes your acceptance of those changes and updates. You must not access or use the website if you do not wish to be bound by Terms and Conditions outlined on this page.  (“company”, “I”, “we” or “us”) provides general information on various topics on this website as a public service, which should not be construed as professional, financial, medical or legal advice. These are my personal opinions only.


The term “you” refers to anyone who uses, visits and/or views the website.


Please read these terms and conditions carefully, and I reserve the right to modify it at any time without notice.  By visiting and using this website, you accept and agree to be bound by our Terms and Conditions. Your continued use of our website, programs, products and/or services constitutes your acceptance of future changes and updates to this disclaimer. You must not access or use our website if you do not wish to be bound by these terms and conditions.


A professional-client relationship with you will only be formed after we have expressly entered into a written agreement including our fee structure and other terms to work with you in a specific matter.



We may partner with other businesses or become part of different affiliate marketing programs whose products or services may be promoted or advertised on the website in exchange for commissions and/or financial rewards when you click and/or purchase those products or services through our affiliate links. We will receive a commission if you make a purchase through our affiliate link at no extra cost to you. Once you click on a third party link and leave this website, you are no longer bound by our Terms and Conditions.

We may also recommend other products, services, coaches and consultants but we recommend these based on our personal experiences but it is still your responsibility to conduct your own due diligence to ensure you have obtained complete accurate information about such product, services, coaches and consultants.

We are a participant in the Amazon Services LLC Associates Program, which is an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to


We may use Google Adsense advertising along with any other third party advertising on the website. Google is a third party that also uses cookies to serve ads on the website for the purpose of providing a positive user experience. Third party vendors such as Google use cookies to serve ads based on a user’s prior visits to the website. You can opt out of Google by visiting their privacy policy and ad settings.


These affiliate or third party relationships in no way compromise the integrity of the content, information, services and materials being presented to you here, and you are under no obligation to click on these affiliate links to purchase those products or services being offered. These affiliate programs are selected based on personal experiences and preferences.


Although we provide these affiliate links on the website for your convenience, we have no control over these external websites and they are solely responsible for their own content and information presented.  Therefore, we or anyone else working with us cannot be held liable or responsible for any content presented on these external websites and for any damages resulting from them.


This disclosure policy applies to all affiliate links we share on our website, social media, emails, programs, and through any other means of communication with you.



We may include sponsored blog posts and videos on our website from time to time for products or services we recommend or those that have been valuable in our personal experience or use. 


We may review different products, services and other resources to provide reviews, opinions and any other recommendations to you. We may receive incentives, discounts, compensation or free products in exchange for our reviews and sponsored content. All such reviews and sponsored posts are solely our honest opinions made in good faith. You are always encouraged to perform your own due diligence prior to relying on them. 


We share this information as examples to you but it does not serve as a guarantee or promise of any kind for your results and successes if you decide to use the same information, reviews, products, services, tips and techniques offered here.


You are encouraged to perform your own due diligence and research and are solely responsible for your decisions, purchases from our affiliate links, sponsored content and results. Your results are contingent upon your personal circumstances, abilities, experience and skills. Therefore, you agree not to hold us or anyone else working with us liable for any of your successes or failures directly or indirectly related to the information, reviews, products and/or services presented to you here.


This website reviews products and services, including but not limited to posting of product images from other websites, logos of manufacturers. In doing so, no copyright is claimed for this kind of content on the website and to the extent that such material may appear to be infringed, we assert that such alleged infringement is permissible under the fair use principles of U.S. copyright laws. If you believe any material has been used in an unauthorized manner, please contact us.


Please be thoughtful when you are using any images taken from the site. If you Pin, Tweet, Facebook, Blog, etc please consider the time and effort put into the post and link back to the original content which you found here. All layouts, designs, original test, blog headers and photo’s must be credited and linked to the original post.


We are dedicated to respecting the privacy of your personal information.

You have the option of opting in or unsubscribing from our email list. By subscribing and opting in, you agree to receiving newsletters, updates, messages, promotional materials and any other content related to this website. When you send an email, your email message along with email address and responses are saved for communication purposes with you. Information may also be gathered from visitors of the site via services such as Google Analytics. This information is kept confidential and we do not share, sell or trade your email information with third parties.

By visiting and using the website, you accept and agree to be bound by this privacy policy. Your continued use of the website after posting of any changes to our Privacy Policy constitutes your acceptance of those changes and updates. You must not access or use the website if you do not wish to be bound by this Privacy Policy.

Privacy Policy

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